What it costs, in plain numbers.
Three tools are free forever. Everything else lives behind one membership — $12 a month, or $89 a year. The first 100 members at launch keep that $89 rate for as long as they stay. No bank connections. No hidden fees. Cancel in two taps.
The Free Shelf
Free forever. Not a trial — the door’s just open.
Snowball vs. Avalanche Calculator
The full tool, not a teaser. Put in your real debts and see both strategies side by side — months to zero, interest paid, and which one you could actually live with.
The No-Spend Challenge
The full tool. Pick your days, mark them off, see what you kept. A reset for the weeks the spending got away from you — no lecture attached.
The Starter Budget
A lighter Monthly Budget: the current month, up to four categories. Enough to see where the money actually goes. The full version lives inside the membership.
No card, no clock. Use them for as long as you like — whether or not you ever join.
The Membership
One house, every room. Pick the door that suits you — the house behind it is the same.
$12 / month
month to month
The whole house, billed monthly. Stay a season, stay a year — it’s entirely up to you.
- i.Every premium tool, including the Debt Edition
- ii.A reminder email before every renewal
- iii.Cancel in two taps, any time
$89 / year
the one most women pick
The same house, billed once a year — set it down and get on with your life. Works out to about $7 a month.
- i.Everything in Monthly, at a gentler rate
- ii.A reminder email lands before it renews
- iii.New tools included as they open
$89 / year, locked
first 100 at launch
The yearly membership, with your price held at $89 for as long as you stay. We will raise the price one day. Not for you.
- i.Everything in Yearly, at a rate that never rises
- ii.Every price increase after this one passes you by
- iii.The founding list gets first refusal
No bank connections. No hidden fees. Cancel in two taps.
Educational tools, not financial advice.
Questions, Answered
No. A reminder email lands before any renewal charge — monthly or yearly — so nothing turns up on your statement as a surprise. Founding Members renew at $89, the same as they always have.
Two taps, from your profile. No phone call, no retention offer, no screen asking whether you’re sure you want to give up on yourself. You keep access until the period you paid for runs out, and the free shelf stays open to you afterwards.
Three tools, free forever — not a trial, not a teaser. The Snowball vs. Avalanche Calculator and the No-Spend Challenge are complete, and the Starter Budget covers the current month with up to four categories. The education library is free too, and always will be.
You have 30 days from any charge to ask for it back, and you get all of it. Not a credit, not a partial — the money, returned to the card you paid with.
You don’t have to explain yourself, fill anything in, or get talked out of it. Email us with “Refund” in the subject line and it’s done. Every renewal gets its own fresh 30 days, not just your first payment.
Refunds run through Paddle, who process our payments, and land back on your original payment method.
The Founding List
Be first through the door.
Launch news, the founding rate — $89 a year, locked for the first 100 — and an early look at the interface. That’s it, no spam.
No spam, ever. Unsubscribe anytime.