Credit & Cashmere

Advice Column

Ask C&C

Real money questions from real women. Honest answers with zero judgment. Because your finances deserve the same energy as your favorite group chat.

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You Ask

Submit your money question anonymously. Debt, budgeting, saving, relationships and money — nothing is off limits.

C&C Answers

Every week, I pick questions and give you the real answer — not the textbook one. Think big sister energy, not corporate advice.

You Take Action

Each answer includes a concrete next step and tools to help you actually move forward. No vague “just save more” advice here.

Recent Questions

Browse what other women are asking — you’re probably wondering the same thing.

Debt

“Should I pay off my debt first or start saving?”

I have $8,000 in credit card debt spread across two cards, and I have literally zero in savings…

Budgeting

“How do I budget when my income changes every month?”

I’m a freelance graphic designer and I love what I do, but my income is a mess…

Saving

“Is $1,000 really enough for an emergency fund?”

Every personal finance person on the internet says to start your emergency fund with $1,000…

Mindset

“I’m literally afraid to look at my bank account.”

This is embarrassing but I need to tell someone. I haven’t checked my bank account in three weeks…

Relationships & Money

“My partner and I fight about money constantly.”

I love my partner. We’ve been together 4 years and in most ways we’re great together. But money is destroying us…

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Got a Money Question?

Submit it anonymously and we might answer it in an upcoming column. No question is too basic, too messy, or too embarrassing. If you’re thinking it, a thousand other women are too.

By submitting, you grant Credit & Cashmere permission to publish and edit your question. Names and details are changed to protect privacy.